A Component of Tucker Administrators’ Employee Benefit Risk Management Program
Health Risk Assessments (HRAs) are used to identify risk within an employee population and then target those individuals with intervention programs that will stabilize and improve their risk factors. An example would be detecting high blood pressure, and then having the employee participate in a program specifically designed to reach a normal blood pressure reading. High blood pressure has a direct correlation to heart attacks and strokes. Ultimately, the goal is to reduce the possibility of a catastrophic claim, and improve the member's well-being. It has been shown that HRAs have a positive return on investment.
Here is a list of tests that are included in an HRA:
- Comprehensive Metabolic Panel (CMP)
- Liver Function Panel
- Nutritional Panel
- Cholesterol (Lipid Panel)
- Behavioral Factors